West Virginia Property and Casualty Licensing Practice Exam

What term describes the situation where a messenger is robbed while going from a firm to the bank?

1. Theft

2. Burglary

3. Robbery

4. Fraud

The correct answer is: Robbery

The term that describes the situation where a messenger is robbed while going from a firm to the bank is "robbery." Robbery involves the use of force or intimidation to take property from an individual. In this scenario, since the messenger is being threatened or harmed during the act of the theft, it clearly falls into the category of robbery rather than theft or other criminal acts. The other options do not accurately capture the nature of the incident. Theft generally refers to the unlawful taking of someone else's property without the use of force, while burglary typically involves illegally entering a building with the intent to commit a crime inside, usually a theft. Fraud involves deceit to gain an unfair advantage, which does not apply in the context of a physical confrontation like robbery.